Terry Hoskins owned a home in Moscow, OH valued at $350,000. Like many Americans, Terry fell on hard times and the RiverHills Bank offered to pay off the money he owed on the house. Despite the kind offer from the folks at RiverHills, Terry refused the deal as he only owed $160,000 on his initial home loan--he wasn't going to take it.
Instead of letting the RiverMills Bank take his home, Terry made a counteroffer. He told the bank he'd destroy his house before he'd let them foreclose. The bank called his bluff, and Terry showed them he was serious. He got a bulldozer and leveled the house he built himself 20 years ago. As far as he's concerned, the bank is getting back exactly what they gave him, "I plan on giving them back what was on this hill exactly (as) it was," Hoskins said. "I brought it out of the ground and I plan on putting it back in the ground."